Borrowing directly from a lender means dealing with the company that both approves and provides the loan, often resulting in clearer terms and fewer additional costs. Many borrowers, however, are uncertain about how direct lending differs from using brokers, comparison platforms, or other intermediaries. To...

For James Sun, CEO of Kapnova, quantitative thinking starts with a simple question: what would have happened if a business had not made a particular decision?“I start with a very simple question: what would have...

Photo By: Ries Bosch For homeowners who rely on a fireplace or wood stove during the colder months, preparing for winter may seem like something to worry about once temperatures begin to fall. But one of the most important steps can happen much earlier: preparing the firewood. Summer is an ideal time to buy, split and properly store firewood before it is needed. The condition of that wood can affect how easily a fire starts, how much heat it produces, how much smoke it creates and how much creosote accumulates inside the chimney. According to Chimney Scientists, the moisture content of firewood is one of the most important factors in determining how effectively...

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Every successful business strives to increase productivity while maintaining...